Lisa found this one. Number 3 is particularly important:
http://publishersweekly.com/pw/by-topic/industry-news/tip-sheet/article/57067-how-to-be-a-grown-up-in-10-steps.html?fb_comment_id=fbc_377167035734428_2334792_377396542378144#f2dbe61c74
For the class of 2013 – How To Be a Grown-Up in 10 Steps
5.3.13